Baccarat

Two hands, each of two cards, are dealt, one called the Bankers and the other called the Players. An additional card may be dealt in accordance with the table of play (refer to Table of Play). The object of the game is to bet on the hand that you believe will receive the higher total. You may also bet that both hands are equal.

The highest hand in Baccarat is 9 and the lowest is 0. Tens, Jacks, Queens and Kings count as 0. Aces count as 1. All other cards are at their face value.

When adding the cards in each hand, only the right hand digit is used as the hand’s value. For example:

2 + 3 + 6 = 11 the hand value is 1
6 + 4 = 10 the hand value is 0
King + 7 = 17 the hand value is 7

If the first two cards dealt to either the Banker’s or the Player’s hand totals 8 or 9, a Natural results and no further cards are dealt. If the Banker’s and the Player’s hands have equal value, it is a Stand-Off and the Tie bet wins. Winning Banker’s hands are paid 19 to 20 and the Tie pays 8 to 1. Player’s hands are paid even money.

There are no optional draws. Both Banker and Player must draw according to the tables. The following tables apply only after the first four cards (two to the Player, two to the Banker).

The Banker must stand on 6 when the Player has 6 or 7 on the initial deal.

The Banker draws 0, 1, 2, 3, 4 or 5 when the Player stands on 6 or 7 on the initial deal.

PLAYER HAVING (TOTAL OF)
0,1,2,3,4,5
6 or 7
8 or 9 (’Natural’)

RESULT
Draws a Card
Stands
Stands

BANKER HAVING (TOTAL OF)
1 or 2
3
4
5
6
7
8 or 9 (Natural)

DRAWS WHEN PLAYERS 3RD CARD IS A:
Always draws
0,1,2,3,4,5,6,7,9
2,3,4,5,6,7
4,5,6,7
6,7
Stands
Stands

STANDS WHEN PLAYERS 3RD CARD IS A:
Always draws
0,1,2,3,4,5,6,7,9
2,3,4,5,6,7
4,5,6,7
6,7
Stands
Stands